Umbrella Insurance Policies From US Insurance

You thought you and your neighbor were pretty close…until he decided to file a $2 million lawsuit against you for that time he tripped on your front porch.

Think things like that don’t happen? They certainly do! And what happens when you’re sued for more than you’re insured for? Maybe you spend the rest of your life paying for it. Or maybe you invested into an umbrella policy, and you don’t have to worry about it.

An umbrella insurance policy acts as a safety net when your auto, home, or watercraft liability limits are used up. You can decide the limits of your umbrella policy, which will kick in when you need them. Having an umbrella policy will give you a confident sense of security, as well as giving you plenty of protection at a small cost.

Many people have been misinformed regarding umbrella coverage. They may be under the impression that it’s only for the wealthy, it’s complicated, and it’s expensive. However, none of these are true: Umbrella coverage is for anyone who could get sued; it can be easily coordinated with your existing insurance policies; and umbrella coverage is usually only a fraction of the cost of a regular auto or home policy.

At US Insurance, we want to provide you with any information you need about this special coverage. Please feel free to contact us at any time!